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Top Best Ways To Purchase A Home


Owning a house to live with your family or partner is one of the greatest achievements for many people. As much as homes are expensive, people use different methods to own one. If you are planning to buy a home now or in future, it is thus, crucial to understand the best ways you can opt to use.

Top best ways to purchase a home

Cash purchase

While this option is rarely used due to the value of homes, it is a viable project for people who earn a decent salary. However, it will require a lot of sacrifice for saving to be possible. For a working couple, they can live a low profile life for a couple of years and save for the house. Cash buying is the best process as one is left without any debt obligations to struggle with.

beautiful house


Using a mortgage

Mortgages are limiting to people working for the government or well established private companies. However, most people may be locked out of benefiting from a mortgage due to the nature of their work. Those working under short contracts can hardly benefit from this the house mortgage since they do not have a job security. A house mortgage loan goes for many years, and if one loses the job, the financier can claim the home to recover their money.

Using normal loans

Any person with good credit score and a stable source of income can benefit from normal loans through different financiers like the banks and SACCOs. The beauty about the normal loans is that they may not care what you will do with the money as long as you honor the repayment plans and the interest rate. Furthermore, they do not dictate on the duration or repayment like the mortgages. Most financing institutions have good lending rates which are affordable to most people.

new house

Buying a new house after selling the old one

If you own a home which is now old or at a location, you do not like, then one can sell it and buy a new house. The process may require top up of some money or leave you with surplus depending on the price of the new house.

It is crucial to plan well before selling your old house to avoid getting stranded during the purchase of the new home.…

Why And How You Can Sell Your Home Without A Realtor

More often, people think that you must involve an agent when selling a home. In contrary to this, you can sell your home without involving a realtor. It is not only possible but also advisable to sell your home without a realtor. Of course, you must be asking why it is better to sell your home without a realtor. This question forms the basis of discussion here we will look into its answer and possible solutions for selling your home.

Why you should not sell your home using a realtor

While many realtors will claim that they have your interest at home usingheart, they work only to make their profit and do not care for you. In this sense, realtors will not bargain well for you since their interest is just selling the house. They will convince you to sell off your property at a price you are not comfortable with as long as they get their commission. Furthermore, it takes much time for you to sell your home with a realtor and thus you cannot enjoy the benefit of selling your home fast.

How can you sell your home without a realtor?

There are various options that you have if you want to sell your home without a realtor. Here are some of the ways you can sell your home without a realtor.

Price your home properly

One of the ways in which you can sell your home without a realtor is by pricing it properly. One of the mistakes that most homeowners make when selling their homes is attaching the wrong price tags to their homes. Therefore, you should learn from this and price your home accordingly.

Negotiate confidently

home properlyAnother tip that will help you sell your home fast without a realtor is improving your negotiation skills. If you can learn how to negotiate confidently, you will surely sell your home on your own without involving a realtor. Confidence is a major factor that helps in selling a property. When negotiating, take charge of the negotiations so that you get the upper hand in the deal.

Sell directly to a home buying company

Another alternative that you have is selling your home directly to a home buying company. Unlike realtors, home buying companies offer instant cash for your home. This means that you get to sell your home as fast as you want without experiencing the delays caused by realtors. As easy as that, you can sell your home without a realtor.…

Innovative Ways to Sell your House



There isn’t a limit to the amount of money that you can raise by selling your house. The price can, however, come down drastically, totaling up to a loss that you can find difficult to overturn. The trick to getting it right lies in the extent to which you’re willing to get innovative with the sale plan. Not many people consider this factor but those who do often end up with healthier paychecks.

Project the beauty

house for saleEvery item on sale has strengths and weakness which can be exploited to give it an edge in the market. Your house probably projects an executive outlook 30 minutes to sunset or 20 minutes before sunrise. Given that sunrise and sunsets are some of the most adored natural sceneries, you automatically get to have a vantage selling point which can go unnoticed.

Give the house a fresh peel of paint that augers well with the sunset. Add some flowers along the driveway or modify the landscape by including a kitchen garden, a greenhouse or a patio. The idea is to sell the house’s surrounding aesthetics. Potential buyers will think of it as a gate-away-like home worth owning since people travel halfway around the world to get a glimpse of such sceneries.

Package the sales language

Attracting the right real estate buyer goes beyond posting a couple of pictures online. You need an elaborate sale package. This should include pictures that depict your house from breathtaking angles. Close up shots from 90 degrees angular views make the walls appear stronger and longer. In the case of pillars, go for the worm-eye view shot to capture their majestic stature.

Personalize the house’s descriptions. Other than saying “3 spacious bedrooms,” you could say “3 royal-suit spacious bedrooms.” The target audience should inspire your choice of words. Attain it by including the social amenities in the neighborhood. Talk about the ease of taking a walk to the community gym or the shopping center in a way that makes someone want to live there.

Company purchase

property landYou may not have the time to do all these things. Besides, there are times when you may be forced to sell your house when you least expect it. None of these situations means that you can’t get the top dollar for your house, companies that buy houses see your house for what it is and offer you even a higher price.

Some of these enterprises go as far as establishing the actual worth of the property’s land. There are instances when they find fresh and well-stocked water aquifers, minerals or even crude oil. They will know the right adjustments that the house requires to fetch the best prices. Dealing with these firms means that you don’t have to worry about home repair. You will also be able to make a quick wise sale from any part of the world. The company handles the bulk of the paperwork, meaning that you don’t even have to be there if you don’t want to, all you need is to provide copies of the required sale-related documents.…